Should I Buy a Condo or a Single-Story Home in Westford, MA for Easier Maintenance?

When considering a move to Westford, MA—one of the most charming towns in Middlesex County—potential homebuyers often find themselves torn between buying a condo or a single-story home. Both options offer unique advantages and challenges, particularly when it comes to maintenance. As your trusted source for real estate guidance, the Reliable Results Team at Coldwell Banker—led by Tricia Eggert and Leah Paglia—is here to help you navigate these options. Let's dive into the details.

TLDR Summary

• Condos often offer less exterior maintenance but come with HOA fees.
• Single-story homes provide more privacy and space but require more upkeep.
• Consider Westford, MA neighborhoods like Nabnasset and Forge Village.
• Costs and timelines vary; consult with Westford, MA realtors for personalized advice.
• Client stories indicate both options can suit different lifestyles and needs.

What Are the Key Differences in Maintenance Between a Condo and a Single-Story Home?

When evaluating whether to purchase a condo or a single-story home in Westford, MA, maintenance is a critical factor. Condos generally offer an easier maintenance lifestyle. Exterior upkeep—such as lawn care and building repairs—is typically handled by a homeowners association (HOA), which is a significant advantage for those preferring a hands-off approach.

In contrast, single-story homes offer the independence of managing your property. You have the freedom to landscape your garden, customize your home's exterior, and make changes without needing approval from an HOA. However, this means you are responsible for all maintenance tasks, which can be time-consuming and costly.

Pros and Cons of Condo Living in Westford, MA

Pros:
• Lower exterior maintenance: HOA covers exterior repairs and landscaping.
• Community amenities: Access to shared amenities like pools and fitness centers.
• Security: Often gated with added security features.

Cons:
• HOA fees: Monthly fees can add up.
• Less privacy: Shared walls and common spaces.
• Restrictions: Limitations on renovations and pet ownership.

Pros and Cons of Single-Story Homes in Westford, MA

Pros:
• Privacy: No shared walls with neighbors.
• Space: More room for gardens and outdoor activities.
• Freedom: No HOA restrictions on property changes.

Cons:
• Higher maintenance: Responsible for all exterior and interior upkeep.
• Cost: Potentially higher expenses for maintenance and repairs.
• Time: More time-intensive to manage property upkeep.

How Does the Local Market Affect Your Decision?

Westford neighborhoods like Nabnasset and Forge Village feature a mix of condos and single-story homes, each with unique pricing and availability. According to 2025 market data, the average price for a condo in Westford is around $450,000. Single-story homes typically start at about $550,000, reflecting their larger size and land ownership.

Neighborhood Insights
• Nabnasset: Known for its beautiful lake and family-friendly environment. Condos here are popular among young professionals and retirees due to their affordability and low maintenance.
• Forge Village: Offers a quaint, historical atmosphere with more single-story homes, ideal for those seeking a close-knit community with larger lots.

In these neighborhoods, we have observed that buyers often choose condos for their convenience and affordability, while single-story homes attract those who value space and independence.

What Are the Financial Implications?

Understanding the financial implications of your choice is crucial. Condos, while often less expensive upfront, come with HOA fees that can range from $200 to $600 per month in Westford. These fees cover maintenance, amenities, and sometimes even utilities.

Single-story homes may have higher initial costs and require budgeting for ongoing maintenance tasks. One of our clients—a young couple—chose a single-story home in Nabnasset. They appreciated the privacy and space but were surprised by unexpected roof repairs and landscaping costs.

Cost Breakdown
• Condo in Westford, MA:

• Purchase Price: ~$450,000

• HOA Fees: $200–$600/month

• Maintenance: Minimal, covered by HOA

• Single-Story Home in Westford, MA:

• Purchase Price: ~$550,000

• Annual Maintenance: ~$2,000–$5,000

• Customization: More freedom to renovate

What Are the Lifestyle Considerations?

Your lifestyle plays a major role in choosing between a condo and a single-story home. If you travel frequently or have a busy schedule, a condo’s low-maintenance nature might be ideal. Retirees and downsizers often find condos especially appealing.

If you enjoy gardening, hosting outdoor gatherings, or want more space, a single-story home might be the better option. Families with children often prefer the additional space and private yard.

Lifestyle Examples
• Busy Professionals: A condo in Westford offers a lock-and-leave lifestyle.
• Families: Single-story homes in Forge Village provide space for children to play and grow, with room for outdoor activities.

How to Decide: Tips and Strategies

1. Evaluate Your Lifestyle: Consider your routine, hobbies, and preference for maintenance or space.

2. Budget for Future Expenses: Factor in HOA fees or potential home repair costs.

3. Visit Neighborhoods: Spend time in Nabnasset and Forge Village to experience the community.

4. Consult with Experts: Reach out to Tricia Eggert and Leah Paglia of the Reliable Results Team for insights into current market trends and property values.

Conclusion

Choosing between a condo and a single-story home in Westford, MA, depends on your maintenance preferences, financial considerations, and lifestyle needs. Both options offer unique benefits and challenges, and with careful evaluation—and guidance from local experts—you can find the perfect fit.

As local real estate specialists, Tricia Eggert and Leah Paglia of the Reliable Results Team at Coldwell Banker are here to assist you every step of the way. Whether you're drawn to the low-maintenance appeal of a condo or the freedom of a single-story home, we’re committed to helping you find a property that aligns with your goals.

FAQs

1. What are the typical HOA fees for a condo in Westford, MA?
HOA fees typically range from $200 to $600 per month and may include exterior maintenance, amenities, and some utilities.

2. Are single-story homes more expensive than condos?
Generally yes—single-story homes start around $550,000 compared to condos at $450,000, though condos incur ongoing HOA fees.

3. Can I customize a condo?
Yes, but customization is often limited by HOA rules. Always review these before planning changes.

4. What are the benefits of Nabnasset or Forge Village?
Nabnasset offers a serene lake setting; Forge Village provides a historic, community-focused atmosphere.

5. How do I get started?
Contact Tricia Eggert and Leah Paglia of the Reliable Results Team for personalized guidance and expert insights into the Westford market.

For more information or to start your real estate journey in Westford, MA, contact the Reliable Results Team at Coldwell Banker. Call or text us at 978-496-8695 or visit our website at Reliable Results Team. We're here to ensure your home-buying experience is seamless and successful!